SMS Opt-In: Account and Payment Texts

Text messaging program

How merchants opt in to Account and Payment texts

Essentia Funding, LLC sends Account and Payment text messages (payment reminders, returned-payment notices, payment confirmations and balance updates) only to business customers who opted in through the step shown below. Opting in is optional, separate from the funding agreement, and never a condition of funding.

1. Where the opt-in appears

After a merchant signs their funding agreement on our closing page (contracts.essentiafunding.com, opened from a private link emailed to that merchant), the page shows a separate section titled "Text message and email updates — optional". The merchant can continue to the bank-connection step without touching it. Because the closing page is only reachable through a per-merchant link, the screenshots below show the exact step as it renders.

Closing page after signing: the optional text message and email updates section with three unchecked boxes and a mobile number field — **Before:** every box is unchecked by default; the mobile number field is empty.

Closing page after pressing Save my preferences: the Account and payment text messages box is checked, a mobile number is entered, and the page shows Saved — **After:** the merchant checked "Account and payment text messages", entered a number and pressed "Save my preferences". The page confirms "Saved … you can change this any time."

Phone-width views: before · after.

2. The exact wording of the step

This is the live wording (version 2026-10-19). You can try it here: nothing is saved from this page.

Text message and email updates optional

Optional and separate from your agreement. Choose only the updates you want: each box is unchecked unless you check it. Declining or withdrawing consent does not affect your eligibility, approval, funding, pricing or account servicing.

Account and payment text messages. Text me reminders of scheduled payments, returned-payment notices, payment confirmations and balance updates about my funding agreement at the mobile number below, including messages sent with automated technology. Message frequency varies. Message and data rates may apply. Marketing calls and text messages. I choose to receive marketing calls and text messages from Essentia Funding at the mobile number below, including calls or messages using automated technology and artificial or prerecorded voices. Message frequency varies. Message and data rates may apply. Marketing email. I choose to receive marketing emails from Essentia Funding at the email address on file.

Mobile number for texts

You can change your mind at any time: reply STOP to any text to stop that program, use the unsubscribe link in marketing emails, or email legal@essentiafunding.com or call (856) 567-5318. Reply HELP to a text for help. Withdrawing consent does not change your agreement or the account notices we send by email. See our Privacy Policy and Text Messaging Terms.

3. What happens after the merchant saves

The page confirms the saved choices ("Saved … you can change this any time"). The merchant can change them on the same page at any time.
We record the choices, the mobile number, the wording version, the IP address and the timestamp with the merchant's file. A merchant who checked nothing is not enrolled and is not texted.
The merchant receives this confirmation text from (609) 297-8085:

Essentia Funding: you're enrolled in account and payment texts about your funding agreement. Msg frequency varies. Msg and data rates may apply. Reply STOP to opt out, HELP for help.

4. Opting out and getting help

Reply STOP (or CANCEL, QUIT, UNSUBSCRIBE, END) to any text to stop. Reply: "Essentia Funding: you have been unsubscribed from account and payment texts. No more messages will be sent. Reply START to resubscribe."
Reply HELP (or INFO) for help: "Essentia Funding account texts. For help email legal@essentiafunding.com or call (856) 567-5318. Msg frequency varies. Msg and data rates may apply. Reply STOP to opt out."
Reply START re-enrolls a merchant who previously opted out. We never buy, rent or share mobile numbers or opt-in data.

Essentia Funding, LLC · legal@essentiafunding.com · (856) 567-5318