About — Essentia Funding

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ABOUT ESSENTIA

Finance people with a wider lens

Banks see a credit score. We see a business — your sales, your season, your market, and the person running it.

What makes us different

01

A wider lens

Our team comes from commercial banking, business operations, and underwriting. We look past the credit score at real cash flow, seasonality, and where your business is headed — not just where it's been.

02

Deeper experience

20+ years average experience in commercial finance. We've underwritten through every market cycle, so we fund with judgment in good times and bad.

03

We know your market

Industry-specific underwriting for restaurants, construction, trucking, retail, and healthcare. We understand what businesses actually need — a contractor paid on net-60 isn't a risk, it's normal.

04

Trust & reliability

Transparent terms, zero hidden fees, an A+ BBB rating, and real advisors who answer the phone. We say what we do and do what we say.

$850M+

capital delivered

30 min

average approval

68%

returning customers

THE TEAM

The people behind your funding

Jay Sperlin

Chief Executive Officer

Zalman Faiden

Chief Underwriter

Menachem Schonbuch

VP of Partner Development

Rosa Harrison

Chief Administrative Officer

Let's work together

Five minutes to apply. Thirty minutes to an answer.

Apply Now

Fast, friendly working capital for growing businesses.

Products

Revenue-Based Financing Line of Credit Term Loans Equipment Financing SBA Loans

Company

About Resources Partners

Legal

Privacy Policy Terms of Use ECOA Notice

We comply with the Equal Credit Opportunity Act (ECOA) and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, or age.

Essentia Funding provides business financing only; our products are not consumer loans. Revenue-based financing is a purchase of future receivables, not a loan. All financing subject to approval.