Essentia Funding
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OUR PRODUCTS
Five ways to fund what's next
One application covers all five. Approvals in under 30 minutes.
MOST POPULAR
Revenue-Based Financing
An advance on your future sales. Repayment rises and falls with your revenue, so slow weeks stay manageable. Ideal for seasonal businesses and opportunities that can't wait.
Payments flex with your daily sales
No real-estate collateral required
Renewable once 50% repaid
AMOUNT
$5K – $500K
APPROVAL
30 min
FUNDING
Same day
REPAYMENT
% of sales
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AMOUNT
$10K – $250K
APPROVAL
30 min
DRAWS
Unlimited
PAY ON
What you use
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Line of Credit
Draw what you need, when you need it, and pay interest only on what you use. A revolving safety net for payroll, inventory, and surprises.
Draw, repay, repeat — credit replenishes
No maintenance or inactivity fees
Funds hit your account within hours
Term Loans
One lump sum with predictable payments over a set term — best for expansions, renovations, and other planned investments.
Fixed payments make budgeting easy
No prepayment penalties
AMOUNT
$25K – $500K
TERM
6–36 months
APPROVAL
30 min
REPAYMENT
Fixed monthly
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AMOUNT
Up to $1M
TERM
Up to 60 mo
COLLATERAL
The equipment
APPROVAL
30 min
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Equipment Financing
Get the machinery, vehicles, or tech you need without draining cash reserves. The equipment itself serves as collateral.
New and used equipment qualify
Potential tax advantages (Section 179)
SBA Loans
Government-backed rates and longer terms — with an advisor who walks you through every form, start to finish.
Lowest rates available to small businesses
We handle the paperwork with you
AMOUNT
Up to $5M
TERM
Up to 25 yrs
RATES
Gov-backed
GUIDANCE
Included
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Essentia Funding
Fast, friendly working capital for growing businesses.
Products
Revenue-Based FinancingLine of CreditTerm LoansEquipment FinancingSBA Loans
Company
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Legal
Privacy PolicyTerms of UseECOA Notice
We comply with the Equal Credit Opportunity Act (ECOA) and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, or age.
Essentia Funding provides business financing only; our products are not consumer loans. Revenue-based financing is a purchase of future receivables, not a loan. All financing subject to approval.
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